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7 Ways to Earn FREE Starbucks Coffee and Gift Cards

7 Ways to Earn FREE Starbucks Coffee and Gift CardsBy Holly Reisem Hanna

It’s no secret. I have a small Starbuck’s addiction, especially since it’s my office away from home.

From the pumpkin spice and gingerbread lattes in the fall, to the delicious iced coffee and green tea in the summer — I’m a fan of it all. And while their drinks and goodies are delectable, this habit can really put a dent in your weekly budget.

Well, there’s good news!

If you love to work at Starbucks, but don’t want to pay an arm and a leg for your weekly coffee habit, you can earn free Starbucks gift cards and coffee by using these smartphone apps and online platforms.

Not only do I use these apps and sites, but I tend to get the majority of my Starbucks coffee for free, all year round!

Bing Rewards

Earn credits by using the Bing search engine on your PC and smartphone. Earn 1 credit for every 2 Bing searches up to 30 credits a day. You can also earn credits by referring friends and viewing offers. Credits can be traded in for Amazon, Groupon, Red Envelope, Sephora, and Starbucks gift cards. Currently it takes 475 credits to earn a $5 Starbucks gift card. (more…)

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Aim High and Win Big: Why Raising Your Prices Will Net You Better Clients

Aim High and Win Big Why Raising Your Prices Will Net You Better ClientsBy Lisa Stein

Divorce yourself from thinking about your own, or your competitors’ business for a minute.

If you were looking to hire house cleaners and these were your two options — what would you choose?

  • $179 full home cleaning package from Maid Yourself at Home
  • $29/hour, two-hour minimum from Maid Express

Obviously, if you’re already trying to talk your husband into why hiring a cleaning service is worthwhile, price is a consideration. But doesn’t the “full home cleaning package” intrigue you? What do they do that a simple hourly maid doesn’t?

It makes me imagine a checklist to make sure that every corner of your home is shining, a managing maid in a pantsuit inspecting her team of workers and an overall transformation of your home from normal to something new and sparkling.

Can a maid service really do all this? Maybe. But in the early communications, it’s not as important what they do as what they make prospective clients think they do.

Before you even try them you’re already doubting the quality of the cheaper option—after all, you want the best for your house and you’re willing to spend money to get it! And that’s how you need to view your business (though, of course delivering on your promise is also very important). (more…)

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Why Earning Money Trumps Saving Money

Why Earning Money Trumps Saving MoneyBy Emily Belcher

Have you ever thought that saving money could be a waste of time? That question may sound ridiculous at first but I can confirm that there are times when too much time is spent by cutting costs. Simply put, you can’t save money if you don’t have any to begin with.

Take extreme couponing, for example. After I had my son, I desperately wanted to stay at home with him. However, I went back to my nursing job part-time. I knew that my part-time employment was not going to make ends meet financially so I decided to give coupons a try.

I watched a few episodes of TLC’s Extreme Couponing. Okay… Maybe I watched a whole season of the addicting reality show. I remember a few of the women claiming that they were able to quit their full-time jobs because of their couponing. One even claimed that couponing enabled her to purchase a brand new SUV. As great as it sounds, it just isn’t possible. (more…)

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How Do You Earn Extra Money in a Pinch?

How do you earn extra money in a pinch?By Al Krulick

As wages stagnate and the cost of living rises inexorably, dollars just don’t go as far as they used to these days. I can’t think of a friend or relative who couldn’t use more money. I bet you can’t either.

I’m not talking about mega-size lottery winnings. That’s great for fueling fantasies, but it doesn’t do much to pay a utility bill, cover school supplies, or get a needed car repair. No, I’m just talking about a few extra shekels from time to time, just to make life go a little more smoothly – maybe a hundred or so here and there when you need some extra cash in a pinch.

How do you go about getting it? Let’s explore a couple of different ways to earn extra money:

Selling Something You Own

The most common way to earn extra cash is to have a yard sale. Collectibles, antiques, clothing, home décor, jewelry, tools, used furniture, anything and everything that’s been lying around for years and that you no longer use, can be a treasure-in-waiting for someone else. (more…)

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Things That You Should Consider When Taking Out a Small Business Loan

Things That You Should Consider When Taking Out a Small Business LoanBy Casandra Ramey

Taking out a small business loan is not to be taken lightly. It’s a major undertaking that is going to have serious implications on the borrower’s future.

Above all, a person should really only considering taking out a business loan if doing so is going to have a profoundly positive effect on their life. Interest rates on loans, even the lowest ones – are still relatively high by financial standards. And this means that anything you can definitely afford should be purchased in cash.

However, there are a variety of situations, such as buying a franchise or covering manufacturing costs in which borrowing money makes real sense. Just make sure that you fully think through the transaction before you commit. With that in mind, take a moment to review these important considerations when taking a business loan. (more…)

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