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Handling Your Finances as a 1099 Contractor

Handling Your Finances as a 1099 ContractorBy Deborah Sweeney

Working from home is a dream of many, and running your own business is a great way to do just that. Chances are that, unless you’re selling a product, you’re doing a lot of freelance work. And when you freelance, businesses treat you as an independent contractor, or a 1099 contractor, which alludes to the 1099-MISC form businesses send to contractors they paid.

Being a 1099 contractor is a great way to make money while working from home, but you have to understand what your responsibilities are when you do 1099-eligible work. The Department of Labor is cracking down on businesses who misuse independent contractors, so the burden is on you to prove you do qualify as an independent contractor. That means handling your finances in a particular way.

1. Bill as Your Company

There is a slightly complicated test courts apply when judging worker classification, but the short of it is an independent contractor is a business, and the hiring company is a client. It is a business-to-business relationship, rather than an employer-to-employee one. So, to protect yourself and your clients, bill as your company.

This means you’ll need a DBA (doing-business-as) name and, for some banks, an EIN (Employer Identification Number). But after you get those in order, you can open a business bank account and accept checks payable to the company. (more…)

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5 Ways to Save on Home Business Expenses

5 Ways to Save on Home Business ExpensesBy Emily Belcher

Starting your own home business can be scary, especially when you consider the money that you will need to put forth the initial startup and upkeep. No matter what you envision doing from home, there are ways to decrease the amount of money that you put out.

To keep business expenses under budget, here are 5 easy ways to save money and keep your business profitable.

1. Coupons

Coupons aren’t just for grocery shoppers. You can find high-value coupons for almost any home business necessities. Many times, there are coupons available for specific stores that specialize in home office supplies or coupons for specific products.

Right now is actually the best time to take advantage of coupons because of back-to-school season! Bust out those sales ads in your Sunday paper or check online for sales and coupons to save on paper, ink, pens, pencils, tape, packaging supplies, etc.

You can also find coupons by checking the website of the stores you shop at most for your home business. Or you can simplify your efforts by checking out the website or app, RetailMeNot. They have a full list of available coupons for online and/or in-store coupons for your favorite stores.  (more…)

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Can Fusion Cash Help Me Work From Home?

Can Fusion Cash Help Me Work From Home?By Kimi Clark

If you’re a mom at home and earn money on our own terms, you might be looking for opportunities like Fusion Cash and asking yourself questions like, “can Fusion Cash help me work from home?”.

I did a little research on the popular website and am happy to share my findings below.

Sign-Up Bonus.

Like other sites of their nature, you can start earning right away with Fusion Cash with their sign up bonus.

To receive a $5 sign-up bonus, after completing registration (which consists of inputting your name, address, date of birth, race and gender), you have to sign up for an offer such as becoming a mystery shopper, joining a free lotto, joining a survey panel (Survey Junkie), or taking polls (E-Poll).

I signed up for Survey Junkie and my $5 bonus was credited to my account instantly.

What’s Available?

There are many ways you can earn money with Fusion Cash. When your dashboard opens it automatically goes to the most popular ways, but there are also others. There are tabs at the top with options like Popular, No Credit Card Needed, (more…)

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Can You Make Money Online Using Product Report Card?

Can You Make Money Online Using Product Report Card? By Kimi Clark

Product Report Card- maybe you’ve heard of it. But the big question is, can you make money online using Product Report Card?

Let me share a little info with you so you can decide for yourself.

Product Report Card is a site that allows you to sign up to receive paid survey invitations via email. It takes less than five minutes to sign up, and it’s 100% free.

Once you have signed up, your first survey should arrive in your inbox within 24 hours. You get paid for each survey you complete, so yes, the more surveys you take, the more money you will make.

You won’t qualify for every survey, and some do require a purchase or some sort of sign up, but not all. I completed a LinkedIn survey and earned $2.50, I didn’t have to sign up for anything, and it didn’t take much time at all.

You can choose to be paid in cash, in free products or in gift codes to redeem for products. (Note that there is a $25 threshold for payout).

You can start earning money with Product Report Card right off the bat by filling out different profiles. These profiles will help the company know which surveys you’re more apt to qualify for, so I would recommend doing as many of these as your time allows. (more…)

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9 Ways To Earn Money With InboxDollars

9 Ways To Earn Money With InboxDollarsBy Kimi Clark

As a work at home mom, I’m always looking for ways to add a little more money to my bottom line. As tempting as it is to veer off track from my long term goals and start additional projects, I find that it’s more effective to stick with my main objectives and add in a few offers here and there as my time permits.

InboxDollars is one of the ways I’ve found to do just that. You can work it as your time allows, between other jobs and duties, or when you have a little down time (instead of jumping on Facebook … again!) :)

Here are 9 ways to earn money with InboxDollars:

1. My List

Upon signing up you’ll see a small box to the upper right that says, My List. There are six activities that you can do to earn a $1.00 bonus right off the bat, such as complete a cash offer, refer a friend, and take 3 surveys in 7 days.

2. Offers

This is probably the most lucrative of all the options, but as the saying goes, “You have to spend money to make money!” (more…)

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