By Liz Krause

Running a home business is not an easy task, but add in working with your spouse and you’ve just added a layer of complexity which can either help grow, stunt or even decimate your business. Although many couples couldn’t conceive of successfully working with a spouse, there are quite a few who do. The ability to work together is not a natural God given talent to select couples, but rather a skill which they have learned in order to successfully work side by side in a way that is productive and practical.

It’s business, not personal…or is it?

Have you ever used this line before, and if so, was it helpful? The truth of the matter is that indeed, things are said or done in the name of business and shouldn’t be taken personally. Stating that someone needs to proof their grammar a bit better with their emails to clients is not code for being a terrible communicator and failure. (more…)

By Kim Moore

Creating a budget (and sticking to it) is actually a very healthy exercise – for your financial future, yourself, and your family. It’s undeniable that lowering or even eliminating your debt will reduce the amount of stress that you feel. The less stress you feel, the happier and healthier you’ll be, and the more you’ll be able to be fully present for the ones you love. One of the best ways to lower your debt is to create a budget and to follow it. Here are 7 easy ways to create a budget that you can live with, and that will make you feel better.

1. Don’t use credit cards:

This is an easy one. We all know how damaging credit card interest rates can be to our financial future. Make a habit to only use your credit card in emergency situations. By choosing to live on only what you have in your bank account, you do two things. First, it will make you more mindful of what you spend your money on. (more…)

By Christy Schutz

The other day I took my morning commute (about 50 feet) to my home office, opened the door, and almost turned around and went back to my bedroom. The thought of crawling back into my cozy bed and pulling the covers over my face seemed WAY more appealing than tackling the stacks of papers, mail, folders, and stuff that was strewn across my desk. Let me clarify right now that I am not a neat freak. I enjoy organization, but can function in a little bit of clutter. But, my home office looked like “who did it and ran” and I knew I was going to have to take some time organizing and straightening if I hoped to be able to think straight and be productive.

My experience reminded me of something. It has been awhile since I’ve done some shopping for my home office. Surely we all NEED a few new accessories and/or nifty tools in order to really jump-start our productivity levels, right? Spruce up your office with some of these fresh finds: (more…)

By Kim Moore

You Don’t Have to Struggle with Debt if You Follow Some Easy Rules



Many work-at-home women don’t realize that they are financially far better off than they may think. Even if that doesn’t sound like your situation, let’s take a closer look. Maybe the problem isn’t that you don’t have enough money; maybe it’s that you spend more than you need to on some things. Believe it or not, most of us are wasteful spenders – but it doesn’t have to stay that way. Here are 10 ways to reduce wasteful spending without diminishing your quality of life or resorting to taking on more work than you’d like.

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By Kim Moore

Budget is No Longer a 4-Letter Word – It’s an Economic Necessity



Just as no smart entrepreneur would begin a business venture without a plan, no smart work-at-home woman can afford to neglect her personal finances.  It is amazing how a few little changes in managing your money can lead to what seems like an instant increase in earnings.

Work-at-home women professionals are often terrific at managing the stresses of inconsistent or unpredictable workflow, but many times they aren’t the best at creating budgets for themselves. It’s one thing to be out there getting new customers or clients, but it is just as important to plan your expenses and savings. (more…)