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6 Home Businesses You Can Start With No Money

6 Home Businesses You Can Start With No MoneyBy Holly Reisem Hanna

Recently, I received an email from an individual who was desperately seeking a legit, online, work from home business opportunity. This individual had currently moved to a very rural area of town and was unable to commute daily for work. Another obstacle that this individual faced was the issue of needing money ASAP to pay for bills and daily living expenses, but still desired the flexibility and perks of being their own boss.

While this might sound like a hopeless case, it’s not. There are actually quite a few options for individuals who want to run their own business with little or no startup fees.

Here are 6 Home Businesses You Can Start With No Money.


Obviously, I’m a huge advocate for starting your own monetized blog, however it does become a bit tricky when you’re trying do it for free. First you have two options for getting started – you can either use the free WordPress platform or the free version of Blogger. Both have similar features in terms of functionality and design and both can be monetized, but only thorough their respective ad networks.

What this means is that you’re able to monetize your blog, but only by using WordAds and Blogger’s Adsense ads. WordPress does allow affiliate marketing on their free platform — as long as you’re in compliance with their terms.

Using a free platform limits your earning potential, but it gives you the initial foundation for building an audience. Once you have a little bit of money rolling in, you can easily transfer your blog over to the paid versions of WordPress or Blogger where you will be able to fully monetize your blog and start making some real money.

And when you do, make sure to check out … 44 Ways to Make Money Blogging.

Child Care:

As a preteen and teen babysitting was my bread and butter. I would babysit my father’s co-worker’s children, the neighborhood kids, my siblings, as well as children from the church we attended. It was an easy way to make some money and obviously, I didn’t spend any money on advertising my services. While most of my clients were from word of mouth referrals, I was also able to offer my child care services on the local bulletin board at our church, and I let it be known that I wanted to work.

You too can make good money by offering your services as a nanny or babysitter. If you’re able to gather up some positive referrals from friends and family members and then let it be known that you’re open for business. Places like Facebook, Craigslist, Sitter City and local bulletin boards are great locations to promote your business (not to mention they’re all free) and always remember to personally connect with neighbors, friends and family and let them know about your services. Once you get some money rolling in, you may want to consider offering daily daycare services, if so check out FabJob’s manual for Becoming a Daycare Owner.

Digital Earning:

If the Internet were around when I was younger, I would have spent so much time on this next way to make money. Digital earning revolves around completing Internet offers, sharing offers with friends, testing websites, watching videos, using smartphone appscompleting surveys, and clipping and using coupons.

While you’re probably not going to get rich completing digital offers, it is a great way to get some cash coming in and/or to supplement your blogging efforts. While I could write a post just on digital earning methods, here are just a few to check out.

  • CashCrate is an online platform where you can start earning money by completing offers, taking surveys, watching videos, and shopping online using their site. Tasks pay out anywhere from a few cents to $30.00 or more, and you’ll receive a $1 for signing up for an account. Payments are made via check or PayPal.
  • Fusion Cash is an online platform that allows you to make money from taking surveys, watching videos, shopping, completing short tasks, and much more. Sign up and immediately earn $5.00 just for joining. Most offers pay between .25 to $30 per offer, and payments are made via PayPal, check, or direct deposit once your account reaches a $25 threshold. Some offers do require a credit card number, so if you don’t feel comfortable giving out that information, just stick to the offers which display the No CC icon. Fusion Cash is a member of the Better Business Bureau.
  • InboxDollars allows you can earn cash for surveys, reading emails, playing games, redeeming coupons, searching the web and shopping online. Membership is free and you’ll receive $5.00 for signing up. Payments are made via check.
  • Swagbucks is an online platform where you can earn points called SB, which can be redeemed for gift cards and coupons. You can easily earn SB points by watching videos, playing games, answering questions, shopping online, and even surfing the web using their toolbar. Refer your friends and you’ll earn even more SB points. Your SB points can be traded in for gift cards from Amazon, Target, Starbucks, PayPal, and Walmart.

Freelance Writing:

You don’t need to be an English major to be a freelance writer, in fact this is a great way to make a living if you enjoy writing – and the more you write, the better you get.

6 Home Businesses You Can Start With No MoneyWhile I’m not an advocate of selling yourself short or devaluing your worth, there is a time and a place for freelance job sites. These sites are basically job boards for freelancers and businesses, it is a place to connect, shop around, and most importantly get some money into your pocket. While many of these sites offer small payouts, they are a great place to gain experience and build your portfolio.

After you’ve been freelancing for a few months, you should have some good samples, testimonials, and experience that will give you the leverage to start going after bigger and better paying freelance opportunities. Remember to set up your digital footprint from the beginning, the majority of social media sites are free to join, as well as a basic blog from WordPress, Blogger or Snap Pages. For more information on setting up your freelance business, check out FabJob’s Freelance Writing Guide.

Want to know where to find the writing gigs? Here are 75+ places to get you started!

FREE Online Selling Boutiques:

While most direct sales companies have a small startup fee there are a few that do not. Linen World, Lea Black, Zindigo, NUMARI, and Mayvenn are all FREE to join. Each company allows you to set up shop online for FREE. Then for each item that is sold through your online shop you’ll earn a specified commission.

Do these products not excite you? Many direct sales companies offer a FREE starter kit if you meet certain milestones during your first 30 – 60 days. Angie has a great list of companies that have an earn your kit option.

Selling Stuff:

From outgrown children’s clothing to old books, CDs, DVDs, games, toys and adult fashion it can all be sold virtually at reasonable prices.

  • Poshmark is a way that individuals can sell women’s fashion clothing, shoes, handbags and accessories. Download the application on your iPhone, create an account and then start taking photos of the items you wish to sell. Once the item sells print out a pre-paid, pre-addressed shipping label and send off your item. When the buyer receives the item, Poshmark will deposit 80% of the sale price into your account. Payments are made either via direct deposit or check.
  • Cash 4 Books is an online portal where you can sell new and used books. Grab your books and head to the website, here you’ll be able to enter each book’s ISBN, which is a A 10 or 13 digit number that can be found on the back cover or inside the front cover of almost all books. Once you have entered each code, you’ll receive a quote for each book. Next send your books in with a pre-paid shipping label. Once they receive your books you’ll be paid either via check or PayPal.
  • Listia you can trade in your old unwanted stuff for credits and buy new stuff for free. Earn 1,000 free credits for signing up. Listia has been featured on Mashable, ABC, and the Washington Post.
  • thredUP is a way you can sell your old clothing, shoes, and handbags. Simply sign up for or a Clean Out Pack online. Once you receive your Clean Up Pack fill it full of clothing and send it to thredUp with the pre-paid label and packing slip. Upon receiving your package, thredUp will appraise your clothing and issue a credit which can withdrawn via PayPal or store credit. Any unsold clothing will be donated with a donation receipt will be issued.
  • Decluttr is an online platform where you can sell CDs, DVDs, and video games. Just enter the items barcode on the site to get a quote. Decide which items you’d like to sell (must be between 10 – 500) and send them in using a pre-paid shipping label. Once items are received, Music Magpie will send you a check.

While selling items seems doesn’t seem like an actual home-based business, some individuals turn it into a business by buying clothing, books and various items at garage sales and thrift stores — then they turn around and sell it for a higher price on sites like Craigslist, eBay or Etsy.

Looking for more things to sell — check out this article.

Remember, whatever business you decide to start you must have a passion for what you are doing. Without enthusiasm and excitement, you’ll become bored and unmotivated and ultimately it will fail. Don’t just follow the money, remember to follow your heart.

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8 Responses to “6 Home Businesses You Can Start With No Money”

  1. 1
    Erika says:

    This is a great list. I’ve done a lot of these free opportunities in the past and usually made a bit here and there. At first, I just spent it but then I learned to re-invest in other online opportunities (blog hosting, e-mail marketing, etc.) and it leads to even more money that way! :)

  2. 2
    Shay says:

    Great list! So easy for some moms and others who are wanting to create a little financial freedom and allow them to work from home :)

  3. 3

    Good post. Many people stress out so badly over money issues that they fail to see opportunities right in front of their noses.

  4. 4
    Donna Stephens says:

    Thank you so much for posting. I recently lost my job and have been struggling trying to find a new position. Your list is a very good resource to use while in between jobs.

  5. 5
    Florance says:

    Thanks a lot for the information it is very usefull for me as I am dead broke and dream of becoming an internet millionner one day soon.

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